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You are the one that called Dave Ramsey a “pea brain,” yet you acknowledge you “don’t even turn on the radio.” You then claim that my “interpretation is that they are robots.”

When Dave mentions that “in every marriage there is a nerd and a free spirit” all he is referencing is that each individual is unique and when money is handled that each of their talents should be utilized while they work together to reach agreements about spending and financial planning.

Yes, I speak about Dave Ramsey’s system and believe me I know more about it than many. I’d give you my credentials, but I’ve spent enough time correcting your purposefully ignorant post.

I don't have to know Dave or listen to him to make an opinion of him - just read his statements.

“in every marriage there is a nerd and a free spirit” all he is referencing is that each individual is unique and when money is handled that each of their talents should be utilized while they work together to reach agreements about spending and financial planning.

Again, wrong. The 'when' and 'should' is key. He's trying to create an ideal situation.

The 'unique talent' is what? No talent is needed - ONLY plain old COMMON SENSE! How many "free spirits' are married together - with their credit card debt and buying homes they could never support because the banks said they could afford it. Credit card debt has been soaring for years. Discipline and common sense is all that is needed.

And by kindergarten you either have it or don't! ' UNIQUE TALENT' LOL! It's unique because so few have it and if one happens to makes a poor choice in marrying someone w/o a lick of sense and discipline, who can financially ruin them, it can take them years to undo the damage. It's harder instilling good habits in an adult than a child!

and believe me I know more about it than many. I’d give you my credentials,

LOL!! I just read your 'credentials' with the 'I know better than anyone' attitude. Is that you, Hillary or Obama or Rove?

but I’ve spent enough time correcting your purposefully ignorant post.

Your time is precious - you have a lot to catch up on to undo your ignorance with that 'high and mighty' attitude. Get busy.