Nope, can’t blame ya a bit!
But I hope you understand my logic :)
Baron Rothschild had a stable hand who was irresponsible with his earnings, and whose family was, as a result, always in dire financial straits. The Baron had a soft spot for the stable hand's wife and son, so he called the hand in one day and gave him 5 gold marks with which to buy food and pay off his debts.
The Baron also sent another man to follow the hand around. The second man, after a couple of days reported back to Rothschild that the stable hand had gone straight to the butcher shop and spent the entire 5 marks on lox.
The Baron called in the stable hand again.
"You rascal! You lout! I have learned that, instead of paying off your bills, you spent the entire 5 marks buying lox! What kind of behaviour is that, eh, sir?"
The hand replied, "But, Baron, when I have no money, I cannot buy lox. Now you tell me that when I **have** money, I cannot buy lox. So tell me, Baron, when **can** I buy lox?"
Rothschild's reply is not recorded.
;^)