Good advice. I’ll be sure to check on those. I have never been one for the 401k, because since I was younger, I’ve heard the threat of them being confiscated (as was proposed last year by a dem, and has happened in other countries). But I can for sure look into the other things you mentioned, and will be sure to. Thanks so very much, I hadn’t thought of them.
.....................I have never been one for the 401k, because since I was younger, I’ve heard the threat of them being confiscated .........................
You live in Amerika! We have supreme court, we have permission to own guns. Nobody will dare take your 401k from you. An employer who screws around with it goes to jail - bigtime.
You own your 401k, use it to create some wealth for yourself! Please provide for yourself in older age, and maybe even your employer kicks in to your account.
Social Security may be watered down, but maximize your savings in either a standard 401k, or in a Roth 401k, so you and your spouse can navigate through your later years, with tax free benefits.