[SaxxonWoods]

Been semi-retired (wife completely retired) for almost 3 years now. We are getting by on about 65% of our former household income rather easily. And that includes paying for our own health insurance now. And taking a European vacation each year, just like we have for 12 of the last 15 years.

Of course, we’ve been in training for 25 years at living below our means.

[SaxxonWoods]

Now, the above being said, you can’t save too much. Saving more just means more freedom and fun later.

Delayed gratification is the most powerful tool available for achieving financial independence.

[Silentgypsy]

“...we’ve been in training for 25 years at living below our means.”
Thrift now translates to peace of mind later.

[Little Bill]

If you have no debt, and a little luck, you can live at any standard you wish. My dear ex cast me off at 51 and since then I have paid off two mortgages, all of my bills, and retired at 61, with very substantial retirement accounts.

This was while paying hefty alimony, which reduced my tax liability, I was broke when the divorce was final. I have come to the conclusion that when it comes to women it is better to rent them, Thanks Steve Swerka,