Got taken for a Bobcat 843 (8700 bucks) and tons of overdraft fees because of it by paypal. And I had to pay the consignor of the machine.
Guy won, guy paid, I hit transfer to checking, he picked it up, I paid the seller, buyer went home waited 2 days (now 8 days past date of sale) and claimed I never shipped.
It was sold local pickup. paypal did not care, pulled the money back and gave it to him.
I’ll use paypal GUEST to pay (I can’t have a paypal account, They say I still owe them money on this ordeal) but I would NEVER, EVER give them access to my checking accounts again.
I did finely get the machine back after dragging him to court (locally) winning (he no showed) driving 500 miles with truck and trailer and paying his local sheriff to assist in recovering the asset.
Of course the machine was trashed.
Before I started selling on ebay (few years back) opened a checking account with 50 dollars only for paypal..when my paypal account got over 100 dollars in it, I had it transfered to the new account...no way was I giving them access to my regular accounts...then empied the ebay account, they couldn’t freeze money from paypal as there was never over 100 dollars in it, sometimes less...I had heard of too many people that left thousands in their paypal accounts and had it frozen...Back then I sent money orders for things I bought unless it was just 20 dollars or less...Post office money orders cause I was always there shipping anyway.....but never sold anything over 300 dollars...