I don’t believe that the 10 day law applies here. Because the check was actually written for the correct amount that she was owed, it’s different.
Had the company written the amount wrong and had she cashed it in good faith, you might be right, but they didn’t. It was a machine error at the ATM.
I believe that different rules apply here.
Just because of the nature of the discussion, I did look it up. It’s taken me hours, but I found out that Texas has a 4 year statute of limitations for most money matters.
The only way she would (hypothetically) be able to keep the money is if she made a good faith effort to get it fixed, didn’t touch it and it was still sitting there after four years.
But I can’t see that happening. There are too many checks and balances in the systems. Somebody will catch it and she doesn’t want to deal with any issues when it’s time to give it back.
It doesn’t sound like you needed FR advice here...you’re working the best solution I see possible. I’d be interested to hear in a few days what happens.
It is interesting to see what some of the posters came up with. I was going to go with the “Send the money to me for safe-keeping!” scam myself, but that was taken about 50 posts ago....
Your daughter is lucky to be your daughter.