BS, see my post 31. Learn to work the system!
I’d ask you what part of my post you consider “BS,” but the very fact that you responded so is sufficient to conclude that you have nothing of merit to offer.
As for your experience with Paypal, you’ve been lucky. So was I when I sold on ebay.
Thousands have not been lucky.
No one has to believe me. They need only read Paypal’s terms, and briefly peruse the community help forums of ebay and Paypal.
PS: I don’t care to “learn to work” a crooked system.