Preparing financially for the future is really pretty easy. Develop a marketable skill. Work hard at it. Save and invest as much as you can. When investing, diversify. That means a mix of equity and corporate bond mutual funds. No gimmicks, which includes non-producing assets like gold and vacant land. Then retire, or not, as you choose.
Footnote to my professional investment advice: it if eats or burns gas, it’s not an investment.
Thanks for your sound advice. Work and production are the foundation of all wealth, because without them, eventually the well runs dry. Sometimes it’s our own work, othertimes we invest in the work of others, but as long as work is being done and something is being created (useful and/or necessary, of course), prosperity is, in my opinion, sure to follow.