>>XD-40 most of the time, Smith M19 sometimes
Those are pretty big to carry comfortably in an IWB all the time. You have to take a lot of things into account like climate, style of dress, size of gun, size of your gut, what kind of activity you will be doing, pain tolerance. I own plenty of holsters for my carry guns from a tiny Beretta Tomcat to an LCP to my favorite, a J-frame Airweight Bodyguard, to my Beretta PX4 Storm Compact (everything larger than the Storm is off my concealed carry list).
I’m not a big fan of belly bags, but you can’t beat them for comfort even if they do scream “gun”. Hey, its still concealed and no one can say anything if it is concealed. I even have a Bible case with a big red cross on the cover and a foam insert inside that lets me carry a thinline HCS Bible and a full size Glock with two mags!
Paddles are comfortable, but hard to conceal in the summer. IWBs are easier to conceal but get uncomfortable. Thunderwear is OK, but can rub your wrong. Pancakes are comfortable and conceal better than paddles, but they are a hard to get hooked up on the belt and situated perfectly.
Everything has a plus and minus. Go with what is most comfortable for you because that will allow you to carry more with less impact on your life. Sometimes you have to carry less gun to be able to carry any gun.
I hear ya, that is why I wear the external pack.
Lots of good info in this thread, I thank you all for your input. But I don’t think I can carry IWB, it appears I’ll be sticking with what I know. No prob, been doing if for years. I like my choice in carry weaponry, might get something smaller one of these days and rethink all my history of carrying. Or not ;)