Glocks are like that too. Tom was discussing this on Gun Talk today. He made some good points about having to rack the slide during a scuffle if you don’t have one in the pipe. I carry my handguns ready to go, the XD is pretty safe because you have to have a good grip and a finger on the trigger for it to go. I’d pack a 1911 with the thumb safety, locked and loaded, but it is just too heavy and the trigger digs into my belly, through the bag.
Trigger? Ooopsy, meant the hammer.