[KarlInOhio]

Insurance isn’t really insurance. Dental insurance, the dentists told me, is nothing like health insurance or auto insurance. It’s a maintenance plan that will cover cleanings and x-rays, maybe half the cost of a crown. It will not protect you if you need a lot of work done.

I was just complaining about that. I need insurance for the unexpected charge, not for the twice yearly visit. If I pay my dentist $100 twice a year (probably a little low) and use insurance instead, the insurance company will charge me $300 to be able to pay $200. I need insurance if the dentist says "you need four teeth capped".

* Ask your primary care physician which dentist she uses. Ask your lawyer.

Lawyers have to go to specialist dentists to handle their multiple rows of teeth which they replace regularly.

[WOBBLY BOB]

I wanted to be a dentist ,but ended up on the Island of Misfit Toys.