I’ve had both dental insurance and dental plans.
Dental insurance stinks. It’s usually got a low cap (how far is 2K REALLY going to go in fixing up a mouth?) and NEVER have I not gotten a letter a few months later saying how the amount was figured wrong and I owe $400 or so for bad estimates, for work I already had done.
Dental plans don’t cover as much, but have no limit, you get no surprises later and they can be quite good. In Dec my son had his wisdom teeth done on one, they charged $1600 for something the lady next to me paid almost $2400 for without the plan.
They also have no wait for prexisting conditions, and cost only about 130 for a person for a year, and a little more for a family. If you look around on the net you can find a discount probably, also.
Dentalplans.com. They have saved me thousands. I highly recommend.
sounds like the same boat I’m in.
insurance cover nothing , so I’m going to check out those dental plan options.
Dental insurance stinks. It’s usually got a low cap (how far is 2K REALLY going to go in fixing up a mouth?) and NEVER have I not gotten a letter a few months later saying how the amount was figured wrong and I owe $400 or so for bad estimates, for work I already had done.
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If you have been getting these absurd demands for services and payed them then you have been marked as a “fish”.
Why on earth would you give them a dime more then what you were originally quoted? If the Dentist made a mistake then he absorbs it not you.
If he does a crown for you and in a month it falls apart, can you go back to him and have it repaired for free?
I didn’t think so.