BTW, how does a cap on swipe fees affect you? Did they lower the owner’s take?
A cap on swipe fees would probably make placing and mainting ATMs in low-volume locations impractical, and many of them will simply be removed because they simply don't generate enough revenue to justify the costs of the ATM and maintenance and the fixed charges of the clearinghouse for the connection point.
Customers may see the swipe fees reduced, but lose the option to swipe at all in many locations.