“For by grace are ye saved through faith; and that not of yourselves: it is the gift of God: Not of works, lest any man should boast.” Ephesians 2:8-9
James 2:24
Ye see then how that by works a man is justified, and not by faith only.
14 What shall it profit, my brethren, if a man say he has faith, but has not works? Shall faith be able to save him? 15 And if a brother or sister be naked and want daily food: 16 And one of you say to them: Go in peace, be warmed and filled; yet give them not those things that are necessary for the body, what shall it profit? 17 So faith also, if it have not works, is dead in itself. 18 But some man will say: You have faith, and I have works. Show me your faith without works; and I will show you, by works, my faith. 19 You believe that there is one God. You do well: the devils also believe and tremble. 20 But will you know, O vain man, that faith without works is dead?
-James 2:14-20
The Catholic Catechism will explain in 2000 laws and 10x the number of each law to rule concerning interpretation.
The question boils down to:
Is the Bible the Word of God?
Is there personal responsibility concerning acceptance of the Word of God?
Can the Word of God be understood by layperson?
Does God desire the layperson to know Him?
Did God die for the layperson?
Who is God?
Jesus?