[palmer]

3. If the Accounts Pane is "locked," i.e. the padlock icon at the lower left is closed, click on it, provide your current Administrator Name and password to unlock it.

It seems to me that if the Accounts Pane is locked, then you are done (not running as Admin), so skip all the rest of those steps.

[palmer]

Hmm, I was wrong. I am admin and my accounts pane is locked.

[kevkrom]

It seems to me that if the Accounts Pane is locked, then you are done (not running as Admin), so skip all the rest of those steps.

No, that's not correct. Even as an admin, the pane is normally locked to prevent accidental changes -- you need to provide your password to unlock the pane.