Well, I took out mortgages on my investment properties. Perhaps they tricked me... should I claim I thought it was free money and I had no idea I would have to repay the loans? Maybe they’ll just rip up the notes and I’ll own the places free and clear... way to go Obama!!!
If the homes were previously foreclosed on there is a good chance your title is not clear.
maybe. ask your servicer for the securitization of the loans info. even commercial/investment loans are securitized now. then compare that to the chain of holder of note in due course as filed with the local land records. if they dont match, stop paying the mortgage and get ready for the legal challenge to their right to foreclose.