That’s the Cross Orbweaver, if you were wondering or didn’t know.
Nearly all spiders are very beneficial. Where I am, we have tons of flying insects outside (especially mosquitoes, which are disease vectors) so we don’t bother the vast majority of the spiders inside. You know what? They do a wonderful job controlling other bugs. I periodically check and relocate the young outside, but otherwise I just let them go as long as they locate their webs out of the way.
I’ve found the best way to keep spiders out of my house is to keep other bugs out. If there’s nothing to eat they tend to stay outside.
I’ve got better. I try not to kill them outright, as long as they stay in the garage or outside. When they crawl on me in the house, I can’t counteance that.
I know they are beneficial, but if they crawl on me, it makes me react rather than think.