There's a saying I heard... I don't remember where it comes from or who said it first, that explains this:
If you want to get rich, sell to the poor. If you want to get poor, sell to the rich.
I'm guessing it has to do with the fact that a poor person is more willing to finance a used Jag (and pay a ton more money over time in the process) than a rich person.
Yep.
IMHO, if there were some way to "flip" circumstances - ie, give all of the money from the top, say 10% of earners to the bottom 10% - I remain convinced that things would be back to status quo, roughly, within a few years.
Rich people do things, consistently, that make them rich. Ditto the poor. Luck - beyond accidents, poor health, witting the lotto, etc - has very little to do with it. In my opinion.