[Niuhuru]

” the depletion of your financial resources in your retirement years due to high bills for medical and long-term care expenses.”

And supporting endless out of wedlock children on welfare via single mothers. You have a good point on not making the youth of this nation live on Ramen noodles if they can avoid it.

[The KG9 Kid]

This traditional conservative advice -- thriftiness, being a good steward of your time and money -- all intended to instill the notion of chuckholing your money away for all the exciting adventures you'll have at age 79 when you wake up in the morning feeling like someone's worked over every square inch of your body with a baseball bat is starting to get hard to swallow these days.

What's the point? Abandon the spirit of youth to investing in someone else's future by letting them play with your money while you eat beanie-weenies for dinner, and somehow this will be redeemed for the rewards of wearing a snappy tuxedo and silk top hat when you're a geriatric walking the mall at 7am before the stores open? Oh yay. Where do I sign up?

Personally, I think that the best recipe is to die completely broke: If you've run out your last dollar at the moment you've taken your last breath, you've won the game.

My reasoning is that since 'time is money', any leftover money you have at death is representative of wasted time.

Now that I've read this old boring advice, can I please see the column written by David Lee Roth or some other celebrity who told his old man to shove it and ran away from home to start a garage band that would rise to become the most sensational in rock music? Something more inspiring like that, please.