[mylife]

All I use is American Express.
I dont however participate in any of ancillary programs they offer.

[23 Everest]

me too, use it for purchases in the business I own. I have tons of rewards points. Let me give you all a bit more information, I'm in the construction trade in Kalifornia and my business is off 62%. Yes, I said 62%.

I've had to subsequently reduce my cost to break even and that included layoffs, cutbacks in all departments and renegotiate insurance cost. I will survive but the damage has been done to my people I've laid off. 2011 is not looking to good either.