[justlurking]

The title is wrong: the participants may be Democrats, but they don't represent the party.

Teresa Ghilarducci is a left-wing loon.

She peddled the same crap in front of a Democrat Congressional Committee, and was roundly ignored.

[roses of sharon]

Nonsense, she wrote this for Business Week 2 months ago, she writes and speaks for many “mainstream” publications.

http://www.businessweek.com/investor/content/jul2010/pi20100715_763691.htm

Solving a Looming U.S. Retirement Crisis
The 401(k) has been a failure and should be replaced with new Guaranteed Return Accounts that could be made available to all workers