How much was he insured for——it doesn’t say? I have been around horses, including stallions and thoroughbreds my entire life, and I have NEVER heard of a horse breaking it’s neck in the middle of a paddock, alone. FIVE vertebrae——not likely.
Oops, sorry, here’s the link to the story:
http://www.bloodhorse.com/horse-racing/articles/59081/derby-winner-real-quiet-dies