Right. Write a $100 check for groceries, feds get $1. Transfer $1,000 from your savings to your checking account, feds get $10. Paycheck gets direct deposited to your checking account, 1% of pay goes to feds. Transfer your own money back and forth a few times... there will be none left.
Pay $1,000 on your credit card, you’ll get whacked twice for $10 each time, sounds like.