However the weirdness of the accident does set one to wondering about such weird deaths and so on. I remember when (and it may still be true) it was always good for a chuckle on a slow news day when word came that so-and-so had insured a body part with "Lloyds of London". Granted this was before their spectacular flame-out and was always a publicity stunt (I think that Jayne Mansfield insured her bust) but still there was a contract written.
Now think about an insurance contract written for indemnity against death from a rolling bale of hay while driving on a public road... Given that the actuaries set these policies on the basis of probability, would $5 / year be too much against a $million?
This sounds like something that would happen to a Spinal Tap drummer.