An old one by date, but it was new to me. Enjoy.
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Dave Ramsey = Bruce Williams = common sense, (which apparently isn’t common).
While I like these guys, and agree with what they say, it’s perplexing to me that people just don’t get it.
Spend less than you make.
If you’re in debt, get out of debt, now.
Pay the highest interest debt off first.
Eliminate extras, including going out to eat, cable tv, new cars, etc.
Work as many jobs as you possibly can. No job is beneath you.
That just about covers it. It’s not all that hard, but for the people that need to hear it, Dave Ramsey is a good messenger.
I love Dave Ramsey.
I’d like to point out that 90% of his radio show is marriage advice. Most debt problems come from spouses being in disagreement with each other and doing what they want. Been their done that.
Savings is freedom. Acting carefree is the road to enslavement.