[justlurking]

I won't use PayPal to pay a merchant, unless that merchant accepts VISA (there are some PayPal options that allow that, albeit with a substantial service fee).

I refuse to give PayPal my bank account information. There have been too many documented occurrence in which they abused it.

As a merchant, I would be very wary of PayPal. They will freeze funds in your account at the drop of a hat.

More info at: http://paypalsucks.com/.

[bvw]

I like Paypal, and having been buying and selling using it for years.

But, like you say. They can be a aggressive nuisance at times. I have a special Paypal account, and keep it low-funded. If my web business was bigger I would have alternate payment methods established and operable in addition to paypal.

[glorgau]

They will freeze funds in your account at the drop of a hat.

The trick is to move funds out of the account as soon as they hit it. Banks can usually set up a sweep facility for you.