“Get by without a car payment? In my job, Einstein, one doesn’t get paid without having a vehicle.”
You said this and then people told you how to get by without a car payment. You seem to think that you can’t own a car without a payment. You then proceeded to insult the people that challenged your assumption and answered your question.
We are a single family income ($32,000 a year). With that money alone we are able to pay rent, give 10% of our income to the church, give to two other charities, provide our 3 children with food, clothing and an education, own two used vehicles, and save $500 a month. This would NEVER have been possible without learning the principles in Dave Ramsey’s Financial Peace University. As I said upthread, we were on the verge of bankruptcy because of unemployment before we attended FPU.
You came on this thread telling everyone how hard it was to get by every month. If you don’t want help and advice from people that are debt free and able to save money every month, then your circumstances aren’t likely to change.
No, I wrote about how hard it would be to become a millioniare with the many costs associated with everyday living, thank you very much. I didn’t ask for advice either. It helps to read the WHOLE thread before jumping to conclusions....