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Retire Wealthy Using a Simpler Lifestyle (Dave Ramsey)
Dave Ramsey Web Site ^ | 24 Jun 2010 | Dave Ramsey

Posted on 08/16/2010 9:15:33 AM PDT by CSM

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To: RobRoy

I was able to save about 30% of my electric usage by unplugging all unnecessary electronics when not in use. For example, microwaves, washer/dryer and coffee pot. I have taken it so far now that I unplug my alarm clock on the weekend.


61 posted on 08/16/2010 11:31:46 AM PDT by CSM (Keeper of the "Dave Ramsey Fan" ping list. FReepmail me if you want your beeber stuned.)
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To: Puddleglum

Are you wearing your yellow suitjacket with dollar signs all over it on the cover?


62 posted on 08/16/2010 11:36:51 AM PDT by CSM (Keeper of the "Dave Ramsey Fan" ping list. FReepmail me if you want your beeber stuned.)
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To: Poser

“How many of my motorcycles do I have to sell?”

All of them that you do not own outright. Otherwise, DR advises that when you add up the total value of all of your “engine driven items” that the total not exceed more than half of your annual income.

The idea is that you don’t want to much money wrapped up in things going down in value.


63 posted on 08/16/2010 11:42:27 AM PDT by CSM (Keeper of the "Dave Ramsey Fan" ping list. FReepmail me if you want your beeber stuned.)
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To: desertfreedom765

That only works if you are an illegal.


64 posted on 08/16/2010 11:45:25 AM PDT by Jewbacca (The residents of Iroquois territory may not determine whether Jews may live in Jerusalem.)
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To: CSM

bump


65 posted on 08/16/2010 12:08:43 PM PDT by WashingtonSource
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To: CSM

My motorcycles are going up in value (some of them).


66 posted on 08/16/2010 1:11:07 PM PDT by Poser (Enjoying tasty animals for 58 years)
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To: CSM

Hmmmm. I’ve been wondering about that. I recently read an article in Mother Earth News- I bought it for the recipes, don’t judge LOL- about putting a timer on an electric hot water heater so it only runs about 11 hours a day.


67 posted on 08/16/2010 1:18:23 PM PDT by goodwithagun (My gun has killed fewer people than Ted Kennedy's car.)
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To: goodwithagun

That sounds interesting. Do you have a link to that article?


68 posted on 08/16/2010 1:24:00 PM PDT by CSM (Keeper of the "Dave Ramsey Fan" ping list. FReepmail me if you want your beeber stuned.)
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To: CSM

This might work for two income couples with no kids, but for a single person, no way. Where I live, you’d be lucky to find an a 1 bedroom apt. for less than $800 a month. Add utilities, car payment, gas, taxes, food, and you’ll never make it.


69 posted on 08/16/2010 1:41:13 PM PDT by Amberdawn
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To: outpostinmass2

>>I worked with a guy that had excess of 1 million when he retired. Also has a great pension and medical retirement benefits. He died six months after retirement.<<

I retired when I was 50 and the money I had saved wasn’t money that I had put my name on, it was for my family first, I came second. I am confident the guy you knew thought the same way.


70 posted on 08/16/2010 1:43:57 PM PDT by B4Ranch (America was founded by MARKSMEN, not Marxists.)
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To: CSM

>>unplugging all unnecessary electronics when not in use.<<

An extension cord with an off/on switch is the easiest way to do that.


71 posted on 08/16/2010 1:54:48 PM PDT by B4Ranch (America was founded by MARKSMEN, not Marxists.)
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To: goodwithagun

I turn off my electric WH during the summer except when I use hot water.
It’s on about an hour a day for showr and dishes.
Only saves about 30 bucks a month, and a household of more han 2 would find it impractical, but it works for me.

I also have pork shoulder for breakfast instead of bacon, saves another 30 bucks... hey this stuff adds up!

Now, when my tobacco plants come in I’m gonna save some big money!


72 posted on 08/16/2010 2:01:17 PM PDT by mrsmith
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To: Amberdawn

“car payment,...”

There’s part of your problem Eeyore. The “poor widdle me” mindset is so ingrained in society that you don’t feel like you can get by without a car payment. No matter where you live, you can always live on less than you make.

In other words, act your wage!


73 posted on 08/16/2010 2:14:32 PM PDT by CSM (Keeper of the "Dave Ramsey Fan" ping list. FReepmail me if you want your beeber stuned.)
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To: Amberdawn

BTW, I am a single person and the rent in my area is about $700 a month for a small 1 bedroom apt. So, I am not without the knowledge of what you speak.


74 posted on 08/16/2010 2:15:47 PM PDT by CSM (Keeper of the "Dave Ramsey Fan" ping list. FReepmail me if you want your beeber stuned.)
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To: CSM

It was in the actual magazine. They do have a website: motherearthnews.com
I’ll warn you, they’re greenie weenies.


75 posted on 08/16/2010 2:29:21 PM PDT by goodwithagun (My gun has killed fewer people than Ted Kennedy's car.)
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To: CSM

I’ll post what the article said about it after my son goes to bed.


76 posted on 08/16/2010 3:04:52 PM PDT by goodwithagun (My gun has killed fewer people than Ted Kennedy's car.)
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To: RobRoy

OUCH! That’s awful! Guess I won’t visit Seattle anytime soon! (Not that I had any immediate plans...)


77 posted on 08/16/2010 3:07:07 PM PDT by knittnmom ("...only dead fish 'go with the flow'". - Sarah Palin 7/09)
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To: knittnmom

Why do you think I use Craigslist? :)

Also, I can get a fimily sized bottle of Cuervo tequila in Costco by CHicago for around $27. In the Seattle area it is closer to $46.

I suspect CA is even cheaper. HEY! I just figured out how Arnold can save the state!


78 posted on 08/16/2010 3:24:31 PM PDT by RobRoy (The US Today: Revelation 18:4)
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To: goodwithagun

By serendipity, I traded a big box of vine-ripened tomatoes and an armload of Sweet Basil to a restauranteur for 2 buffet breakfasts yesterday morning (ticket price $24 with coffee). I’m pleased with myself, although I had more money into those veggies than you can imagine because it was a first year endeavor (new soil, new planting boxes, new fence, etc.) But, I started the from seed in my basement in March and somebody appreciated my efforts.

I gave away a lot of tomatoes in the last few weeks, but trading my tomatoes for breakfast was unbelievably pleasurable.


79 posted on 08/16/2010 3:39:23 PM PDT by afraidfortherepublic (Southeast Wisconsin)
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To: RobRoy

We’re not too good at this thrift business, but we’re working on another wrinkle: good will. Earlier this year we had to buy a new wheel for our 25 year old Sears power mower. We had to drive all the way across town and paid $20 for it.

Last week my husband was browsing though the rummage at our church annual rummage sale. He found 2 identical brand new wheels marked down to $1.00 for the both. We don’t need 2 wheels, but we might need one in the future. So, he bought both to put on his shelf of “spares”. Then, he stopped in to our small Sears (equipment and appliance only store) and asked one of the managers if he’d like a wheel for his spares collection of out of date parts. The man just about flipped out with joy.

My husband is now the man of the hour at the local Sears, and he feels good about that. That good will might come in handy some day.


80 posted on 08/16/2010 3:51:39 PM PDT by afraidfortherepublic (Southeast Wisconsin)
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