11) Your computer savvy nephew is SICK of having to defrag, unvirus, and reinstall your damned pc.
As a side note,, I have two laptops,, one is used ONLY for online banking, the other has NO anti-virus/spam/malware protection at all.
Rarely have a problem. I only operate under guest for surfing, about twice a year, I will pick up some malware that pops up on screen,, I go close log on,,, open admin log on,, close guest account and start a new one,,, problem solved and lightning fast surfing..(no firewall either on that one)
someone could copy the hard-drive,,, I don't care.