[bannie]

Xena, where Tax-chick had had “has had,” had had “had had”; “had had” had had both the teacher’s and SAJ’s approval.

Don't you want to put something more in this? Something seems missing in the red part below. (Unless someone's name is "had," and you have chosen to not use an upper case "h" in that name.)

Xena, where Tax-chick had had “has had,” had had “had had”; “had had” had had both the teacher’s and SAJ’s approval.

[Xenalyte]

Take out the commas and everything between them. That should make sense.