With all due respect, if you do not have a very high net worth, you have to be out of your mind to think about dropping your coverage. A private policy with the same coverage would cost you far more. I too have rarely used the insurance since I signed up many years ago, but wouldn’t dare drop it. None of us stays healthy forever. Down the road, there will be drastic changes in the program, but politicians will keep kicking the can down the road as long as they possibly can.
I don’t think you have a choice about one part anyway.
It is good coverage for now. More and more docs are refusing it however and in certain places it is impossible to find a doc who takes it.
Who knows what the future holds but I suspect it won’t be good news.
correct. I never filed an insurance claim, ever until I got cancer at age 66. Since then the bills have been incredible, I think now approaching half million. I have had to pay almost nothing with medicare ratcheting down prices and my gap picking up the rest. And it is glitch free,,I don’t pay til medicare pays and if the docs don’t bill right, they cannot by law bill me till medicare okays it.
A good deal overall if you get sick.