[hsmomx3]

If it were just me, under 5000 per year but with all of us, we are talking about 24000 miles. Can it really affect a premium by a whole lot?

[Abby4116]

You probably already told them what percentage each driver drives the car. They want to know how many miles will be put on the car per year. You insure the car, not the person.

This is a normal question (has been for years) since rates are based on, among other things, total mileage driven per year. I remember questions about commuting to work, pleasure driving, etc. from years ago.

[dila813]

Depends how good your driving record is and the insurance company. With State farm it made about 150 difference on my yearly rate. For me it was 1/5th of my rate.

[JSteff]

“If it were just me, under 5000 per year but with all of us, we are talking about 24000 miles”

LOL, really? How would you rate someone you were going to issue a monetary guarantee of their car and driving?