[Hootch]

I have never been asked for the actual mileage but they always ask how many miles a year I drive.

[max americana]

and who’s your agent? “Progressive”?

[dila813]

Your insurance rate is based on miles driven, this is pretty normal.

[freeagle]

Are you in California? I received a similar one last month. Since my policy is up for renewal, I figured it had to do with premium rates. Last year when I moved to California and switched auto insurances, my rates increased due to the number of miles I had driven. At that time, they said if my mileage decreased over the next year (which they have), my rates would go down.

[Persevero]

I got one of those this year. Geico.

I had to provide proof of the low miles I put on my car.

[BlessedBeGod]

Hmmmm. I’ve never been asked how many miles I drive per year.

[Guyin4Os]

It’s a perfectly logical question for them to ask. They underwrite your policy on the basis of the exposure of risk. Someone who drives 25k miles per year is a much greater risk exposure than someone who drives 8k miles. If you have driven more miles than you originally represented on your application, they should be able to upwardly adjust the cost of your policy.

[StolarStorm]

This might be something that is not done in all states. I’ve never been asked this question.

[donna]

I’ve always had to give them how many miles to work.

[Tamar1973]

Depends on the state but, yes, they can ask for mileage information.

[abigailsmybaby]

We’ve lived in California for 30 yrs and I’ve never NOT had them ask for a guesstimate of how many miles we drive per year per vehicle.

[Jim from C-Town]

I receive these letters every couple of years. I just throw them away. If they send another one, I contact my agent and he tells the company to forget about it. I tell them they can choose to take my money for the insurance or they can choose not to insure me and I will find another carrier.

[VeniVidiVici]

Just tell them how many miles you drove last year. Next year do the same thing. Guessing will only hurt you. What if you decided to make a couple trips to Alaska at the last minute? What if you tell them 24,000 miles and then all of you find jobs and it drops suddenly to 5,000 miles again?

[packrat35]

I used to be asked this every year when I said I drove less than $10,000 mile a year. I got a cheaper rate and I guess that was for their records to see if I lied.