He also highly recommends reading “48 Days to the Work You Love.”
Dave Ramsey Fan Ping List.
If you would like to be added to the Live like no one else, so that you can LIVE like no one else list, feel free to Freepmail me.
You must above all else, acquire and maintain marketable skills. Do what you like to do, what you do best, what you are passionate about.
It’s up to you to maintain your own skill level. Self reliance is a wonderful thing.
You really don’t need a long winded editorial to figure this out.
Common sense. I lost my job in 09 when the company for which I worked fired 35% of it’s workforce. I’ve always budgeted carefully. Got a part time job to supplement unemployment and also worked barter to pay for my horse expenses.
Since the job I lost was sucking the life out of me I actually felt much better for losing it and full time employment at a job I really like came in six months.
I almost, and might still lose my job.
I drive a concrete mixer normally, yesterday my employer asked me to deliver and set into the ground a concrete septic tank that our company makes, for reasons I’m not sure of the driver that has been hired for this job driving this specially built boom truck decided he didn’t want to do it.
So they told me to do it, I have done it like once or twice, our company cannot hire any more trained drivers because of lack of work, its either I do it or I might be asked to hit the highway, so I did.
Disaster big time...I laid the truck on its side because I did not know the limit of extension lifting a 10,000lb tank.
Because the truck did have support outriggers it wasn’t flat on the drivers side doors, but close, a backhoe righted the truck but the fan exploded from hitting something and took out the radiator.
Right now that is the only thing we are selling and thats concrete septic tanks, and I just shut the company down because of my ignorance, and I have been with the company 15 years, I think I’ll try looking for another soon, I cannot do a job I’m not trained for. Its not right that I have to be forced to do something that places me in danger just to keep a job.
At least I’m a very skilled concrete mixer driver, in that respect there is usually always a job, even here in Alaska, I might have to commute a longer distance though.
Where’s the suggestion to write Obama for the mortgage payments and gasoline he promised?
The only objection i have to his advice is the part about getting a part-time job. Sure, that’s the sensibile, responsible thing to do.
But if you had a pretty good paying job, it is likely that a part-time job won’t pay you as much as unemployment insurance, which at this point you get to keep pretty much forever, until there are real jobs available again.
But if you take a part-time job, you won’t get unemployment, and if you lose the part-time job, your unemployment will be based on the part-time job, not your full-time job.
So it is much better to NOT take a job, and instead to “work for yourself”, meaning use the 40 hours a week that you aren’t working to build up new skills, to fix everything in your house that is broken, to fix the car, to do all the things you used to pay other people to do for you.
At least up until now, you are still allowed to work for yourself without tax penalty. More on the edge of lawfulness, if you have skills and you know other laid-off people with skills, you can skill swap. Problem is barter laws might get you.
Of course, you still have to be working to “get a job” in order to get unemployment, and that will take up some time.
But if you use 5 hours a week to do coupon-clipping, you can probably save as much money during those 5 hours as you would have by working a part-time job.
You could also plant a garden, which might provide some food, and make your own clothes. Although I find it’s easier just to buy your clothes at thrift stores, rich people love to throw out perfectly good items, and if you find something that needs mending, you have plenty of time to fix it.
You could also have yard sales — they are still relatively unregulated, so if you buy stuff at thrift stores when they do “bag sales”, and you use your free time to fix things up, you can sell them at yard sales, and maybe make some money. You can also sell on e-bay, but the government is watching to see if you are running a “business” in order to tax you and take away your unemployment.
Last thing — if you have the ability to make stuff, you can start making things, but not selling them, while collecting unemployment. When the unemployment runs out, you can then fire up your home business and sell your inventory.
I wish Rush would bring back the shows where he took calls from people who were down and out and made a comeback.
The country could use a that every Friday to lift our spirits.