...if their just turning 55, tell them not to worry, they’ll never see 65.
Simple it is Socialism. The health care will be worse and cost more. They insurance will be free but there will be no treatment available.
The only thing your friend needs to know is any federal version of health care is unconstitutional since Article 1 Section 8 of the Constitution does not specifically grant Congress the power to regulate health care. The people are not bound by an unconstitutional act!