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To: Onelifetogive

Jury is still out because Madam Sillybus will make the final determination but as an employer, it is my understanding that the plan I offer my employees will be evaluated to determine appropriate level of coverage. Plan we now have which is tailored to the needs of my employees has no coverage for HIV, a limited amount for chemotherapy, no maternity, no mental health benefits and no wellness coverage. Very large deductible because it basically is to cover hospital costs. Employees pay flat monthly amount into an HSA and I pay 50% of premium. Have already been advised in phone call with my agent that this plan will probably be disallowed as it doesn’t cover enough. If that happens, I won’t have insurance for anyone but my family members. Sad but a fact of life. At least they will have a paycheck.


17 posted on 03/23/2010 2:24:14 PM PDT by Grams A (The Sun will rise in the East in the morning and God is still on his throne.)
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To: Grams A
Exactly right. My wife and I chose an HSA account and coverage because the standard 80/20 plan increased in price by 20% and we have a child with a serious medical condition.

We love the new plan, we met the out of pocket of $2,500 in January and pay just $65 a pay check for the medical plan. Her employer pays the other 60% of the cost. We are going to save thousands of dollars this year with this plan because he goes to several Dr. appointments a month at what used to be $20 co-pays per visit. And they never end.

Now these idiots are going to eliminate this plan and we will be forced to pay hundreds of dollars a month more for insurance and much more out of pocket over the year.

45 posted on 03/23/2010 2:51:27 PM PDT by Jim from C-Town (The government is rarely benevolent, often malevolent and never benign!)
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To: Grams A

I’m guessing down the line...you the employer will be mandated to supply what Obama and his henchmen want, or else.


51 posted on 03/23/2010 2:59:48 PM PDT by Osage Orange (A fear of weapons is a sign of retarded sexual and emotional maturity. - Sigmund Freud)
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