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To: jazminerose

Yeah. They have been showing the house since late January and still haven’t been able to get $520K. But since it is bank owned perhaps they are not negotiating much, which is a surprise.

I’m not sure if I really want the house of just don’t want anyone moving in behind us. :-)


44 posted on 03/15/2010 11:47:40 AM PDT by Retired Greyhound
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To: Retired Greyhound
My experience with bank owneds is that they will indeed negotiate. Listing price is based on broker’s price opinion & usually a full appraisal as well. Some asset managers are not too bright about it & will let these things sit too long.

Have you asked a local agent to run the comps for you to see if it’s priced right?

When negotiating for bank owned, price is not necessarily the determinig factor— the bank also cares about contingencies, ie how likely is the deal to go thru. They are more likely to consider an offer when it comes with a pre approval for financing (NOT a pre qual) from an actual lender, not a broker & proof of funds for down, closing, etc.

Cash really talks. They hate FHA, too many hassles & too many buyers fall out on the financing.

The bank doesn’t want the asset tied up in escrow for weeks on a shaky buyer.

That could be why the one you like is still sitting.

I’d encourage you to get a local agent to pull the most recent comps before you go further.

57 posted on 03/15/2010 12:09:51 PM PDT by jazminerose
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