As I had no part in the agreement with the Bank and the borrower, why should I be stuck footing the bill?
We see the results of moral hazards and "too big to fail." If the banks were indeed "too big to fail" they could've (and should've) been forced to absorb the loss in the first place.
>>As I had no part in the agreement with the Bank and the borrower, why should I be stuck footing the bill?<<
You’ll have to speak to your representative about that.