“SS is funded by YOU and is available to YOU(maybe)”
You do realize that SS benefits are on a sliding scale, right ? Someone who had average wages of $20,000/yr gets a SS check of roughly $1,000/mo in retirement while a higher-earner that paid 5x as much is SS taxes based on his $100,000/yr income will receive roughly $2,500/mo from SS. And Medicare is even more skewed — you get the same insurance no matter how much you paid into it, and there is no cap on what wages pay the Medicare tax. So someone that paid only $1,000/yr into Medicare gets the same health insurance payouts as another guy that paid $1,000,000/yr into the Medicare fund.
So SS redistributes wealth by a huge factor and Medicare by a ridiculously huge factor.
Tell me about it. I take home a considerable amount of loot each year and I will never proportionally the benefits the other Americans will see.