“I haven’t had a credit card in 15 years and I’m still alive.”
Right on!
I got mine all paid off about 5 years ago and carry ONE for an ‘emergency’. Haven’t had that emergency yet.
I am my OWN credit card company now. I set my credit limit. I impose a balance payoff each month. How nice it is to have ZERO debt after each Christmas. Unlike everyone else I know...
My credit card bills were pretty big and having those extra bills really cramped my style and provided a lot of stress.
If I want something, I save for it. There’s nothing better than paid for stuff.
You get 1% cash back from Discover. I pay my credit card bills off every month. I’ve gotten thousands back from Discover.