[DavidFarrar]

I agree.

I am not really sure what kind of contracts, business or otherwise, Don is talking about here.

ex animo
davidfarrar

[mnehring]

I first thought retirement benefits in terms of contracts. Those could be pension plans or health plans. Some have contracts for office space, etc. We may not like they have them, but the contract is made and should be honored unless an out is written into it.