BTW If they ever ask you if you burn more then 10 cords of wood a year, say no!
Insurance agent told me that they wouldn’t cover people that burn more then 10 cords of wood; then asked me how much wood I buy every year! lol true story~ they think more then that is dangerous liability due to people not cleaning their chimneys.
I cleaned my chimney twice a year and I only used about 2 cords a year. I had about 4 cords saved up in my wood stack. Guess I should have built a shack around it so the feds couldn’t see it.
I don’t see how anyone could burn 10 cords unless they had a 6000ft house with three or four fireplaces.
My insert is just a rustic and decorative embellishment. ;0D