Why would you think he’s looking for a payday? Surgery is not cheap, and having four of them in two years is pretty serious. You think he is making it up? What about the other complaints made about these dogs? Why are you in such denial?
You love bashing certain dogs for their “inherent traits”, nevermind who owns them or what the situation. Just because your lab is a mush doesn’t mean they all are. Just like if your friend’s cousin’s daughter’s pit bull bit someone, it doesn’t mean they all do. Dogs are as individual as people are, and their experiences and environment (and gosh, even their owners!)have an extremely large impact on their actions.
Are you the dude with the pitbull who loves to post messages about “pitbull saves baby?”