My brothers were born with serious cleft pallets and my parents were dirt poor. The March of Dimes paid for their cosmetic surgeries and to this day we all support this organization financially. Co-ops can be set up to handle preexisting conditions but only if you are continually covered.
Thanks for the reply, I’ll have to do more research on the co-ops (not familiar with them other than I’ve heard the term) and the whole issue if there should even be a government plan offered in the first place.