“Pre-existing conditions is a straw-man argument because current law forbids insurance companies from denying coverage after one year of the condition treatment.”
Oh, they’ll cover you, alright. But you will pay. I called the Texas COBRA office a year ago to ask about a 25 year old male with my son’s conditions. They gave me a quote of $3,000 a MONTH.
What average American can afford *that*??
Will employers hesitate to hire him because he’s going to be so expensive??
I’m terrified for this kid’s future and I have no idea how to help or advise him.
Don’t worry, big brother will take care of him.
My advice, buy a catastrophic plan on his own, then save an invest every single extra dime he has. If he needs it for medical coverage, he's got it. If he doesn't need it for medical coverage, it is still his money, he can use it for something else.
One teak is to make buying insurance non-taxable.
I am curious how much do people expect/want to pay per month for insurance?
$25
$50
$75
$100
$500
Even with all those nifty alphabet plans, a family paying another mortgage level payment for medical care is absurn.
How about coupling insurnce with a medical healthcare savings account? Then we as INDIVIDUAL FAMILIES can invest our money accordingly and allow that to be used for the preexisting first.
Of course they have to FIND OUT about the pre-existing first and for that they need the big brother medical information database.