I’m not sure about diabetes, but my son and daughter both have asthma and they are insured under my wife’s policy from where she works. The insurance company pays for their inhalers, and any medication they need. The company is Aetna.
This is a very important issue. We all have pre-existing conditions whether we know about them or not.
I worry about how my wife, a stroke survivor will fare if something were to happen to me. Here in Colorado, there is a state program for folks like her, but I don’t know if she would have to first spend everything I leave her first.
Health insurance needs to be moved away from being employer based and pools set up large enough to make it affordable, and denial due to pre-existing conditions needs to be done with.
That’s because it’s a group policy. There is a difference in pre-existing condition laws under group plans as opposed to individual and family plans.
With unemployment going up, group plans are getting scarcer and so the pre-existing conditions issue will be felt moreso.