[MediaMole]

...and she essentially gets the whole sum as an interest free loan.

Hope she remembers to declare the money as income wit the IRS. It would be a shame if she had to pay interest and penalties on the unreported tip income.

[Welsh Rabbit]

Hope she remembers to declare the money as income wit the IRS.

I'm sure Notre Dame will remember on her behalf. Not that it matters much, but I'll bet she'll still be screaming about not getting her "refund" this year.