I don’t like Dave Ramsey. He gives me the creeps. meh
Yep, acting your wage is very weird! It creeps a lot of the normal folks out......Personally, I love being creepy and debt free.
I think Dave is great.
Personally I think his financial approach is not sophisticated enough (ex: if the govt is willing to loan me 80% of my house value at 5% fixed for 30 yrs I’m gonna grab it).
However most of the folks would be far better off following his principles. I’ve certainly told my adult children that.