Well, I finally decided to get in the market (mutual fund thing) in October, right before it did the last little dip. Lost value as it bounced down a bit more.
Since then I’ve been adding a little each month.
Right now (Friday) I’m up about 17%.
No big bucks, just something to play with the next 10 years of so.
Regardless of the opinions of the Gloom and Doomers, the market will always do well in the long run. Dollar Cost Averaging (what you're doing, a little each month) is the way to get in. Invest in solid companies, for the long term, and you'll be fine.
AND....if..... The Gloom and Doomers here on FR are correct, and your investment in the market is "completely worthless, guaranteed to lose money, blah blah blah" ....we'll all have bigger things to worry about than a few dollars invested in the stock market.