There’s a reason the student loans cannot be extinguished in bankruptcy. You see, a whole lot of students decided that the first move after graduation was to make a beeline to the bankruptcy court to get debt forgiveness. After all, their debt-to-current income ratio qualified. So you have lawyers, doctors, and others who had a pretty secure future income stream expectation nevertheless qualifying technically in bankruptcy to shaft the taxpayers for their professional education and start their professional lives debt-free. Unfortunately a lot of laws which we deem unfair came about because of abuses by others.
Disagree with that assessment — see my last post.